Late last year, I closed down my bank accounts at Chase Bank. But when I closed the accounts, the bank paid out the final interest payment I was owed later that day. So for the last 3 months, I've had $1.06 in my savings account, and $0.01 in my checking account. That is, until I got my most recent statement:
Yes, that is correct. My $1.07 turned into -$19.99 according to the financial wizards at Chase. What I found interesting was that on my savings account, they only took the money in the account, but on the checking account, they charged me $20.00, and didn't credit any of the $1.06 toward it, but showed a deficit of $19.99. As you may be able to piece together from the dollar bill and coins, I went to the local Chase branch and told them I wanted my $1.07. At first she told me that I got charged a service fee and the $1.07 was gone. I explained that I had closed my account, and the $1.07 was interest I was owed. She did get me the $1.07.
Yeah, this was kind of a dick move on my part, but hey, isn't a dick move on Chase's part to charge $21.06 in fees on an account with $1.07 in it, especially when it was pretty clear what my intention was when I drew the account down to a zero balance while working with the branch manager to close my account?
I must say, local Chase Bank staff were very friendly with me while I waged war against my and their corporate masters. But there is no reason for a multinational bank to steal from the little folks, is there?
So funny, yet so disappointed your years of war with chase are over.
ReplyDeleteI can remember your enjoyment listening to my phone conversations with that establishment.
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